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Complete, Customizable Medical Directors Insurance
NAEMSP is pleased to announce NCG Insurance Services, LLC (NCG) as the endorsed insurance brokerage offering DirectorShield™, a new professional liability insurance offering for EMS Medical Directors. Medical directors will have a choice of coverage types and coverage limits, including errors and omissions, professional liability, employment practice liability, and defense costs for regulatory proceedings. All four types of insurance coverage commonly required of medical directors will be offered through one insurance package. In addition to offering directors a complete package option, DirectorShield™ will offer customizable limits. Medical directors will be able to purchase only the limits that they need. Developed by NCG, an insurance brokerage that specializes in health care-related solutions, and Prime Insurance Company, medical directors will be able to choose their coverages on a single policy and specify the limits for each, putting an end to the “one size fits all” approach that is currently the industry standard. According to Dianne Vass, NCG President and CEO, “We realized that a void existed in EMS medical directors’ coverage. Nobody was offering a complete package in one place with the flexibility to customize limits. We hope that solving this problem will make this part of medical directors’ jobs easier and will help them to concentrate on what’s really important – saving lives.” In conjunction with DirectorShield™, NCG will develop a risk prevention program for NAEMSPmembers. This program will be offered in collaboration with the Emergency Physicians Insurance Company RRG (EPIC), a national physician owned medical malpractice insurance company for emergency physicians. Dr. Graham Billingham, President of EPIC Insurance Managers and a former EMS medical director, is supportive of DirectorShield™ and has endorsed the program as an option for EPIC policyholders who also serve as EMS medical directors. Directors will have a choice of liability limits that better suit their contractual agreements. Rick Lindsey, President and CEO of Prime Insurance Company said, “We are pleased to offer this complete, flexible coverage to NAEMSPmedical directors. The Institute of Medicine’s 2006 report on the state of emergency medical services in the U.S. should serve as a call to action to us all. By offering a complete, customized program through NCG, we believe we are contributing to the solution.” Says NAEMSPpresident David Cone, MD, “Our goal as an organization is to bring quality programs to our EMS membership. With DirectorShield™, directors now have more choice and flexibility in their insurance coverage. Many thanks to our Membership Committee and its chair, Dr. Chuck Cady, for hard work in bringing this project to fruition”. More information can be obtained by calling NCG at 866.701.8620 - by visiting our website at http://www.directorshield.com/ . Click here for an application. Prime Insurance Company is an excess and surplus lines insurance company serving the US, Canada, and the US Virgin Islands. Prime currently holds a Demotech rating of “A” and an A.M. Best rating of “B+ with a stable outlook.” (www.primeis.com) NCG Insurance Services is a commercial property and casualty insurance brokerage based in Auburn, California specializing in smart solutions for health care clients.
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